How We Help

Guidance Before
You Apply.

A loan decision should start with understanding. We listen to what you are trying to accomplish, understand your requirement and help you explore financing possibilities that may fit your situation.

99 LOANS · GUIDANCE99

Listen.
Understand.
Guide.

Tell UsWhat are you trying to do?
We ListenUnderstand your requirement.
We GuideExplore relevant possibilities.
You decide whether to proceed.
ResponsibleLoan Guidance
Before You ApplyUnderstand First
Our Approach

We Don't Start With a Loan.
We Start With You.

You do not need to know the exact loan product before speaking to us. Tell us what you are planning, and we help you understand what financing possibilities may be relevant.

01

Tell Us

Tell us what you are trying to accomplish and why you need finance.

02

We Listen

We understand your requirement, circumstances and the purpose of borrowing.

03

We Assess

We consider relevant eligibility and financial factors before discussing possibilities.

04

We Guide

We explain potentially suitable financing routes and what may need to be considered.

05

You Decide

You decide whether the option makes sense for you and whether to proceed.

Before You Apply
STOP.
THINK.
TALK.

Listen first. Apply later.

Before You Apply

Stop. Think. Talk to Us.

When you need money, applying immediately can feel like the easiest solution. But the first loan you find may not necessarily be the right financing route for your requirement.

Different loans are designed for different purposes. Different lenders may have different eligibility criteria, documentation requirements, repayment structures and policies.

Is this the right type of financing?
Am I eligible?
Can I comfortably manage the repayment?
Are there other suitable options?
Will this borrowing affect future plans?
What We Help With

From Requirement to Financing Route.

We help customers explore financing possibilities across personal, property, business and asset-related requirements.

Personal Finance

Understand potential financing for eligible personal requirements.

Home & Property

Explore home loans, property finance and mortgage-related possibilities.

Business Finance

Discuss business loans, working capital and project finance requirements.

Vehicle & Assets

Explore vehicle, used-car, commercial vehicle and asset financing.

Responsible Guidance

Eligibility Is Not the Same as Affordability.

A lender may determine that you are eligible for a particular amount. That does not automatically mean taking the maximum available amount is the right decision for you.

Borrow for a purposeUnderstand why you need the finance.
Understand repaymentConsider whether the obligation fits your finances.
Compare before decidingFinancing structures and lender policies can differ.
What We Don't Promise

No False Promises.

Guaranteed approval
100% loan approval
Instant approval for everyone
Guaranteed lowest interest rate
Approval regardless of credit history
Loans without documentation
What We Do Promise

Clear Guidance.

We listen.
We explain.
We guide.
We help you understand your options.

Final approval, pricing, terms and conditions are determined by the respective lender.

Start With A Conversation

Planning for a Loan? Talk to 99 Loans.

Tell us what you're planning to do. We'll listen, understand your requirement and help you explore financing possibilities that may be relevant to your situation.

लोन लेने से पहले, एक बार हमसे बात करो.